* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
        body {
            font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
            background: #f8f9fa;
            color: #1a1a2e;
            line-height: 1.6;
            scroll-behavior: smooth;
        }
        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        /* Header & Navigation */
        header {
            background: #ffffff;
            border-bottom: 1px solid #e9ecef;
            position: sticky;
            top: 0;
            z-index: 100;
            backdrop-filter: blur(10px);
        }
        .header-inner {
            display: flex;
            justify-content: space-between;
            align-items: center;
            height: 64px;
        }
        .logo {
            font-size: 1.25rem;
            font-weight: 600;
            color: #0b4a76;
            letter-spacing: 0.5px;
            display: flex;
            align-items: center;
            gap: 8px;
        }
        .logo img {
            height: 32px;
            width: auto;
        }
        .nav-links {
            display: flex;
            gap: 24px;
            align-items: center;
        }
        .nav-links a {
            text-decoration: none;
            color: #2c3e50;
            font-size: 0.95rem;
            font-weight: 500;
            transition: color 0.2s;
            padding: 6px 0;
            border-bottom: 2px solid transparent;
        }
        .nav-links a:hover {
            color: #0b4a76;
            border-bottom-color: #0b4a76;
        }
        @media (max-width: 768px) {
            .nav-links {
                gap: 12px;
                flex-wrap: wrap;
            }
            .nav-links a {
                font-size: 0.85rem;
            }
        }
        /* Hero */
        .hero {
            background: linear-gradient(135deg, #ffffff 0%, #f0f4f8 100%);
            padding: 80px 0 60px;
            text-align: center;
            border-bottom: 1px solid #e9ecef;
        }
        .hero h1 {
            font-size: 2.5rem;
            font-weight: 700;
            color: #0b4a76;
            margin-bottom: 24px;
            letter-spacing: -0.5px;
        }
        .hero p {
            font-size: 1.1rem;
            color: #4a5568;
            max-width: 720px;
            margin: 0 auto 32px;
        }
        .hero-images {
            display: flex;
            flex-wrap: wrap;
            gap: 16px;
            justify-content: center;
            margin-top: 24px;
        }
        .hero-images img {
            width: 100%;
            max-width: 260px;
            border-radius: 12px;
            box-shadow: 0 4px 20px rgba(0,0,0,0.04);
            border: 1px solid #edf2f7;
            transition: transform 0.2s;
        }
        .hero-images img:hover {
            transform: scale(1.02);
        }
        /* Sections */
        section {
            padding: 60px 0;
        }
        .section-title {
            font-size: 1.75rem;
            font-weight: 600;
            color: #0b4a76;
            margin-bottom: 32px;
            text-align: center;
            letter-spacing: -0.3px;
        }
        .card-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 24px;
        }
        .card {
            background: #ffffff;
            border: 1px solid #edf2f7;
            border-radius: 16px;
            padding: 28px;
            transition: box-shadow 0.25s, transform 0.2s;
            box-shadow: 0 2px 8px rgba(0,0,0,0.02);
        }
        .card:hover {
            box-shadow: 0 8px 30px rgba(0,0,0,0.06);
            transform: translateY(-2px);
        }
        .card h3 {
            font-size: 1.2rem;
            font-weight: 600;
            color: #1a1a2e;
            margin-bottom: 12px;
        }
        .card p {
            color: #4a5568;
            font-size: 0.95rem;
        }
        .card img {
            width: 100%;
            height: 180px;
            object-fit: cover;
            border-radius: 8px;
            margin-bottom: 16px;
        }
        /* Stats */
        .stats-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
            gap: 20px;
            text-align: center;
        }
        .stat-item {
            background: #ffffff;
            border: 1px solid #edf2f7;
            border-radius: 16px;
            padding: 28px 16px;
        }
        .stat-item .number {
            font-size: 2.2rem;
            font-weight: 700;
            color: #0b4a76;
        }
        .stat-item .label {
            color: #4a5568;
            font-size: 0.95rem;
            margin-top: 8px;
        }
        /* News */
        .news-list {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
            gap: 24px;
        }
        .news-item {
            background: #ffffff;
            border: 1px solid #edf2f7;
            border-radius: 16px;
            padding: 24px;
        }
        .news-item .date {
            color: #0b4a76;
            font-size: 0.85rem;
            font-weight: 500;
            margin-bottom: 8px;
        }
        .news-item h3 {
            font-size: 1.1rem;
            font-weight: 600;
            margin-bottom: 10px;
            color: #1a1a2e;
        }
        .news-item p {
            color: #4a5568;
            font-size: 0.95rem;
        }
        /* FAQ */
        .faq-list {
            max-width: 800px;
            margin: 0 auto;
        }
        .faq-item {
            background: #ffffff;
            border: 1px solid #edf2f7;
            border-radius: 12px;
            padding: 20px 24px;
            margin-bottom: 16px;
        }
        .faq-item .question {
            font-weight: 600;
            color: #1a1a2e;
            margin-bottom: 8px;
            font-size: 1rem;
        }
        .faq-item .answer {
            color: #4a5568;
            font-size: 0.95rem;
        }
        /* Footer */
        footer {
            background: #ffffff;
            border-top: 1px solid #e9ecef;
            padding: 40px 0 24px;
            margin-top: 40px;
        }
        .footer-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 24px;
            margin-bottom: 24px;
        }
        .footer-grid h4 {
            font-size: 1rem;
            font-weight: 600;
            color: #0b4a76;
            margin-bottom: 12px;
        }
        .footer-grid a, .footer-links a {
            color: #4a5568;
            text-decoration: none;
            font-size: 0.9rem;
            display: block;
            margin-bottom: 6px;
            transition: color 0.2s;
        }
        .footer-grid a:hover, .footer-links a:hover {
            color: #0b4a76;
        }
        .footer-bottom {
            border-top: 1px solid #edf2f7;
            padding-top: 20px;
            display: flex;
            flex-wrap: wrap;
            justify-content: space-between;
            align-items: center;
            font-size: 0.85rem;
            color: #4a5568;
        }
        .footer-bottom a {
            color: #4a5568;
            text-decoration: none;
            margin: 0 8px;
        }
        .footer-bottom a:hover {
            color: #0b4a76;
        }
        .friend-links {
            margin-top: 16px;
            text-align: center;
        }
        .friend-links a {
            color: #4a5568;
            text-decoration: none;
            margin: 0 6px;
            font-size: 0.9rem;
        }
        .friend-links a:hover {
            color: #0b4a76;
        }
        @media (max-width: 640px) {
            .hero h1 { font-size: 1.8rem; }
            .hero p { font-size: 1rem; }
            .section-title { font-size: 1.4rem; }
        }
        /* CTA */
        .cta-section {
            background: #0b4a76;
            color: white;
            text-align: center;
            padding: 60px 20px;
            border-radius: 20px;
            margin: 40px 0;
        }
        .cta-section h2 {
            font-size: 1.8rem;
            margin-bottom: 16px;
        }
        .cta-section p {
            font-size: 1.1rem;
            opacity: 0.9;
            margin-bottom: 24px;
        }
        .cta-button {
            display: inline-block;
            background: white;
            color: #0b4a76;
            font-weight: 600;
            padding: 14px 40px;
            border-radius: 40px;
            text-decoration: none;
            transition: transform 0.2s, box-shadow 0.2s;
        }
        .cta-button:hover {
            transform: scale(1.03);
            box-shadow: 0 6px 20px rgba(255,255,255,0.2);
        }
        /* Partners */
        .partner-logos {
            display: flex;
            flex-wrap: wrap;
            gap: 16px;
            justify-content: center;
        }
        .partner-logos img {
            height: 48px;
            opacity: 0.6;
            transition: opacity 0.2s;
        }
        .partner-logos img:hover {
            opacity: 1;
        }
        /* Breadcrumb */
        .breadcrumb {
            padding: 12px 0;
            font-size: 0.85rem;
            color: #4a5568;
        }
        .breadcrumb a {
            color: #0b4a76;
            text-decoration: none;
        }